House Rules

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Playing Blackjack

Welcome to blackjack! The object of this exciting game is simple: create a hand whose total value is greater than the total value of the dealer's hand without going over 21.  All picture cards are worth 10, ace is 1 or 11 (whichever suits your hand best) and all other cards are their face value.

Our tables conform to the rules and payout regulations found at Blackjack tables in Las Vegas.  Our version uses 6 decks of cards which is reshuffled after every hand.

You place your bet by clicking on the chip value that you want to bet then click on the betting circle (more than once if more than one of that value is desired). Or you can drag a chip to the circle. You can play two hands at one time to double your luck! Once you've placed your bet, click on the "Deal" button to commence play. For your assistance, we've included some basic rules of the game below.

Blackjack Rules

·         Each player including the dealer is dealt two cards. The dealer has one card up and one card down (in the hole).

·         If your first two cards total 21, congratulations! You have a blackjack (unless the dealer also has a 21, in which case you push)!

·         Most of the time, however, your total is going to be less than 21. In that case, you can 'hit', 'split', 'double down', or 'stand.'

·         If you want another card, press 'hit' and the dealer will deal you an additional card. You 'hit' when you feel your hand needs more points to be competitive. But if that next card takes you over 21 points, you lose.

·         Choosing to 'stand' means you're satisfied with your cards. Once you have opted to 'stand' on all of your hands, the dealer will play out his hand and you will see whether you have won or not. The dealer must draw on any card totals of 16 or less. If the total is 17 or more, the dealer must stand. The dealer has no choice in the matter.

·         There are many nuances of play you'll want to learn as you go along. The following glossary will fill you in on all the basic terms.

Split

If your first two cards are of equal value, such as two nines, or even two unlike face cards, you have the option of 'Splitting'. Splitting separates the two equal cards into two separate hands and automatically places an additional bet equal to your original wager. In effect, you now have created two hands from one, each of whose first card is 1/2 of the original hand. Should the next card be the same again, you may split into a third hand. You now play out each hand. Note that if you decide to split aces, you will only be dealt one additional card per new hand.

Double Down

After being dealt your first two cards, you have the option of "doubling down" on your bet by clicking the 'Double Down' button. Doubling down doubles your bet, and requires you to draw one more card only. You may double down after having already previously split cards.

Insurance

If, after the cards are dealt, the dealer has an ace showing, you will have the option of taking "insurance" on each of your hands. Insurance lets you protect your bet against the possibility that the dealer has a blackjack. You have the option of "insuring" half of your original bet. If the dealer does, in fact, have blackjack, you win your insurance bet at odds of two to one. If the dealer does not have blackjack, you lose your insurance bet and continue with the hand.

Playing CyberStud Poker

CyberStud Poker is the casino's version of the game that was created in the Caribbean but is popular throughout the world. It is a fast-paced poker game where the goal is to beat the dealer.

CyberStud Poker is played with a deck of 52 cards. Play begins when you place an Ante. Then if you decide you are going to make a $1 Jackpot bet, click on the Jackpot circle on the table.  Jackpot bets payoff on special winning hands at the rates shown on the Payoff table below regardless of whether or not the dealer qualifies (explained later).  You are then given a hand of five cards, and the dealer is dealt five cards (4 face-down and 1 face-up). After you've looked at your cards and the Dealer’s open card you need to decide whether to bet or surrender. If you think you will win, then make a bet by clicking the Bet button (your bet is always twice your ante). Otherwise, you can surrender your bet and lose your ante.

After you place your bet the Dealer will reveal his other 4 cards. Before the Dealer can play, he must qualify. The Dealer can only qualify if his poker hand contains an Ace+King combination or higher. If the Dealer does not qualify, then you will receive a 1:1 payout on your ante only. 

 If the Dealer's hand qualifies  then your hand is compared to the Dealer's. If the Dealer wins, you lose your ante, and bet. If you win, then you win the payout based on your hand. If you and the Dealer "push", then your ante and bet are returned to you and the round ends in a draw.  Jackpot bets payoff regardless of whether or not you win the hand.

Winning Hand Payoffs                                          

Playing Roulette

Want to play a game that moves quickly and gives you many ways to bet? Then roulette is for you! The game itself is simple. You place your bets on the roulette table, and press spin, at which time the dealer spins the roulette wheel. When the ball comes to rest, the winning bets are determined and paid out.

The roulette table is marked with the numbers 0, and 1 - 36. The numbers, which make up the INSIDE betting area, are colored red and black, except for 0, which is colored green. The rest of the table makes up the OUTSIDE betting area.

In Roulette, there are many ways to bet. The bet combinations are listed below:

Playing Mini-Baccarat

Mini-Baccarat is the popular European game whose object is to bet on the hand, the Dealer's or the Player's, that will be closest to a total of 9. There are three types of bets a player may wager on, the Player hand, Dealer hand or Tie bet. If you bet on the Player and you win, then you are paid 1:1. You are also paid 1:1 on winning Dealer hands, but you must pay a 5% vigorish to the casino for betting on the Dealer. If you bet on a Tie and you win, you are paid 8:1. The most complicated aspect of the game is interpreting when players and Dealers are given a third card before determining the outcome of the hand, but as you play the game, you will see that even this is simple. Then, you too can enjoy the sophisticated game of baccarat!

How to Play

You start play by placing a bet either on the Player, Dealer or Tie. Then, both the Player and Dealer are dealt two cards each. All tens and picture cards are worth zero, aces are worth 1, and all other cards are worth their face value. If the total value of a hand is greater than 9, then 10 points are subtracted from the total.

Playing Pai-Gow Poker

Pai-Gow Poker combines classic American Poker with an ancient Chinese domino game. Pai-Gow is played with a deck of 53 cards, one standard deck and one wildcard. The object of the game is to split your hand of 7 cards into 2 hands (one of 5 cards and one of 2 cards) so that both of your hands rank higher than the Dealer's two hands. That is, your five-card (highest) hand must rank higher than the dealer's five-card hand, and the your two-card hand (2^nd highest) must rank higher than the dealer's two-card hand. In creating your two hands, the only stipulation is that your 5-card hand must rank higher than your 2-card hand (hands are valued according to general poker rules).

Winning both hands pays even money, minus a 5% "vigorish" that will be paid to the Casino. If you win only one hand then you will receive a Push and your bet will be returned to you. If you lose both hands, you will lose your bet. When a hand ranks exactly the same as the dealer's hand, a tie ("copy hand") is declared. The dealer wins all tie hands. Also, the joker can be used as any card in order to accomplish a Flush, Straight or a Straight Flush or it can be used as an Ace.

These simple rules will help you get started with Pai-Gow. As you play more, you will learn the strategies involved in becoming a Pai-Gow expert. Good luck!

Playing Slots

Playing slots online is the same as playing slots on any casino floor. You simply insert the desired number of coins into the slot machine by clicking “Bet one”, two (click “Bet One” twice) or three coins (“Bet Max”), and then click "spin" to spin the reels. When the reels have stopped spinning, you'll be able to match the spin result with the payout table found at the top of each slot machine.

Playing Video Poker

First, choose the number of coins that you wish to wager by clicking on the BET ONE button up to five times. If you choose to wager the maximum amount of coins (5), it is also possible to push the BET MAX button. If you press the BET MAX button, your cards will be dealt automatically. If you use the BET ONE button to select the number of wagered coins, you must press the DEAL button to receive your cards. Thereafter, click on the HOLD button beneath the cards. When you press DEAL, you will receive new cards in the positions of the cards that were not held. Whenever you like, you may cash out to receive your credit in the machine. Money that has been deposited into the machine is in no way locked in.

Playing Video Keno

Video Keno is the Casino's version of Keno found in many land-based casinos. You can select up to ten "spots" (squares) from the 80 available on the Video Keno card.

To play, simply select the spots you want to select, place your bet and click the Play button. A random 20 "balls" will be revealed. Spots that you have selected that match the numbers on the balls indicate a "Hit". The more hits you get, the higher the payoff. The payout table below shows the exact payoffs for various hits-to-spots ratios based on the number of spots you have selected.

When the round ends, you can restart the game by pressing either the Clear, Bet One or Bet Max buttons.

Getting Started

Logging on

You can play games in two modes - off-line and online. Off-line play is only for fun, whereas online play is for real money. To play for fun, simply click on the game of your choice from the Games menu. To play for real money, follow these instructions:

1. Connect to the Internet before you start the Casino.
2. Start the application.
3. Click Play for Real and enter your account number and pin code to connect to the Casino’s server. If you do not already have an account, scroll down to New Account Procedures.
4. Once your information has been verified, you will receive a notice telling you that you are now playing for real money. To play, simply click on the game of your choice in the Games menu and begin playing.
5. You can switch games at any time by simply clicking on the game in the Games menu you wish to play. Of course, you can only switch after you have completed your current hand/draw/pull.

 

New Account Procedures

To create a new account, first click the "Real Play" button. Then, click the Create Account button. Fill out the new account form, entering your name exactly as it appears on the credit card you will be using and the address which appears on your credit card statement. Each field must be filled except for middle initial. When you are finished, click the Create Account button. Note that your account needs to be funded before you can play for real money. Click Deposit and follow the on-screen instructions. When you have finished making your deposit, the automated credit card processor takes a minute or two to finish the transaction. When it does, you will receive a message informing you that your transaction has been accepted. To play, simply click on the game of your choice in the Games menu and begin playing.

Deposit Procedures

To deposit money into your account, first click the "Deposit" button. Then, select the amount of money you wish to deposit, and the method of payment. If you choose to deposit money using your credit card, the Casino will process your request online and you will receive verification of your request within a few minutes. Once your account is funded, you can begin playing for real money simply by selecting a game from the Games menu.

Basic Play Instructions

To play a game, click the Games menu and click a game. Place a bet by clicking the desired chip ($1, $5, $25, or $100) and then either clicking the betting circle or "dragging" the chip to the betting circle. If you click the circle or drag a chip to the circle more than one time, you will be adding to your bet (if you click the $5 chip and then click the circle twice, two $5 bets will be placed and the total will show as $10). You can remove the bet before play begins by dragging the chips back to your chip well. There are limits as to how many or how few chips can be placed for each game. They are displayed in a box on the screen labeled "Min" and Max". For slot machines and Video Poker, either click Bet One or drag a chip to the coin slot. Click Spin to play. If you click Bet Max, a bet will be placed for the machine's maximum limit and the spin will take place automatically.

After you have placed your chips on the table, click the appropriate button. In some games it is marked deal, in others it is called spin. See the help pages for each game for specific game rules and play instructions.

You can switch games at any time by simply clicking on the game in the Games menu you wish to play. Of course, you can only switch after you have completed your current hand/draw/pull.

Minimum Hardware Requirements

Types of Play

There are two types of accounts that you can use when playing in Palancar Casinos - a Pay Account and a Free Account. Your Free Account contains "free chips" which are given to you when run the software. "Free chips" have no cash value. Your Pay Account contains chips with a real cash value. You can buy Pay Account chips by making a deposit into your Pay Account using your account management systems. You can also withdraw your chips by simply clicking on the withdraw button on the main menu bar. Playing for cash is prohibited in the Philippines, but residents in those jurisdictions can play for free. Any resident or person in the aforementioned countries shall not be entitled to receive any thing of value whatsoever as the result of playing at the casino.

Proof of Identity

In the event of a dispute about the identity of any entrant, entries made online will be declared made by the authorized account holder of the e-mail address submitted at time of entry. "Authorized account holder" is defined as the natural person who is assigned to an e-mail address by an Internet access provider, online service provider or other organization that is responsible for assigning e-mail addresses for the domain associated with the submitted e-mail address. A potential winner may be required to provide the sponsors with proof the potential winner is the authorized account holder of the e-mail address associated with the winning entry. In order to fully establish player identity, we discourage the same player from signing up multiple times using different e-mail addresses. If you share an address with a friend, spouse, or coworker, and you would like to set up separate player accounts, please contact us at support@casino-on-line.com.

Age Requirements

You must be of legal age to participate. Your date of birth is required to establish eligibility. Void where prohibited by law. All taxes are responsibilities of the winners. The directors, officers and employees of Palancar, Limited and related companies, their distributors, divisions and subsidiaries, licensed retailers, employees of Palancar, Limited's promotional partners, members of their immediate families or those with whom they are domiciled, are not eligible to participate.

Taxes

The Player is solely responsible for paying taxes in accordance with the laws that apply in the Player's country of' residence. It is up to the Player to seek information on such tax requirements. Palancar, Limited is not responsible and is not required to report to any government the Player's gains or losses for the purpose of taxation.

Credit Limits

The casino reserves the right to set limits on the number and/or amount of credit card charges a player may use to make deposits during any calendar month. The normal credit limit per player is $5,000 US per month. Players who reach certain levels of monthly wagering activity may qualify for larger monthly limits. If you would like to increase your monthly credit limit, please contact our pit boss at support@casino-on-line.com.

Liability

Palancar, Limited, or any subsidiary or affiliated company of any the foregoing is not in any way responsible or liable for any damage, loss or injury (including death) resulting from computer or technical malfunctions, errors, bugs, or late, lost, or misdirected entries, acceptance and use of the prize(s). Winners and their guests assume liability for any injuries or any damages caused or claimed to be caused by participating in the game or by any prize awarded thereunder.

The Player is subject to all laws of the state province and/or country of residence and is solely responsible for understanding and adhering to those laws. The Casino will not be held liable if the laws in the location where the Player sends to participate or is participating restrict or prohibit such activity.
The Casino makes no representations or warranties, implicit or explicit, as to the legal right for the Player to participate in the Casino's games nor shall any the Casino's employees, licensee, distributors, wholesalers, affiliates, subsidiaries, advertising, promotion or other agencies, media partners, retailers, or stockholders have the authority to make any such representations or warranties.

The Casino assumes no responsibility for any error, omission, interruption, deletion, defect, delay in operation, or transmission, communications line failure, theft or destruction or unauthorized access to, or alteration of entries. The Casino is not in any way responsible for any problems or technical malfunction of any telephone network or lines, computer on-line systems, servers, or providers, computer equipment, software, failure of any e-mail or entry to be received by Internet or at any web site, or any combination thereof, including any injury or damage to the Player's or any other person's computer related to or resulting from participation or the downloading of any materials related to the Casino.

By registering and opening an account with the Casino, the Player agrees to refuse access of any other person or IMM party including, but not limited to, any minor, to the Player's account or to allow access to any third party or minor to the Casino web sites or any related material, to accept any winnings, or to participate in any Casino games.

Rights of Refusal

The Casino, at its sole discretion, reserves the right to refuse admission to any or all Casino games. The Casino also reserves the right to close any game to any Player so long as Player is not involved in an actual game in progress (the Casino may only close a game upon completion of any bet in progress).
The Casino reserves the right, at its sole discretion, to close the Player's account for any reason and issue compensation based upon the balance of credits in the Player's account at the time of closing.

Any attempt to defraud the Casino through the misuse of credit cards regardless of the outcome, or any failure of the Player to honor credit card charges and/or requests for payment will result in immediate suspension of use of the Casino and the Player may be subject to prosecution by international law enforcement agencies.

Tampering or Interference

Any unauthorized attempt to access systems or to interfere with the standard procedure and performance of any part of the Casino whether it be electronic, manual, mechanical or digital, is subject to prosecution to the full extent of the law. Any Player convicted of such interference will forfeit the balance of their casino accounts and be deemed ineligible from their winning any tournament prizes and be banned from reentering the Casino. Use of the Casino wilt be voided if there is evidence of any unauthorized tampering, counterfeiting, mutilating, forging, or altering of the Casino or related materials by any means or if any materials (by deemed) illegible mechanically or electronically reproduced, obtained outside approved legitimate channels or if they contain priming, production, typographical, mechanical, electronic or any other errors. Any attempt by any person to deliberately damage the Casino web site or undermine the legitimate operation of any game is violation of criminal and civil laws and should such an attempt be made, the Casino reserves the right to prosecute and seek damages from any such person to the fullest extent permitted by law.

Indemnification

There are two types of accounts that you can use with Palancar Casinos - a Pay Account and a Free Account. Your Free Account contains "free chips" which are given to you when you run the Casino software. "Free chips" have no cash value. Your Pay Account contains chips with a real cash value. You can buy Pay Account chips by making a deposit into your Pay Account using your account management systems. You can also withdraw your chips by simply clicking on the withdraw button on the mail menu bar. Playing for cash is prohibited in the Philippines, but residents in those jurisdictions can play for free, Any residents or person in the aforementioned countries shall not be entitled to receive any thing of value whatsoever as the result of playing at the casino.

Copyright & Trademark

The Palancar Casinos Software is protected by international laws of copyright. Any violation of these laws may be vigorously prosecuted.

Eligibility

Employees of Palancar, Limited, their distributors, wholesalers, affiliates, subsidiaries, advertising, promotion or other agencies, media partners, retailers, stockholder, and members of immediate families of each are not eligible to participate in the Casino games.

Privacy Statement

Palancar Casinos has created this privacy statement in order to demonstrate our firm commitment to privacy. The following discloses our information gathering and dissemination practices for this web site and for our casino. We use your IP address to help diagnose problems with our server, and to administer our Web site. Your IP address is used only for broad demographic information. Our site's registration form requires users to give us an e-mail address. We use the e-mail address to send the user information about our company. The customer's contact information is also used to contact the visitor when necessary. We never share the user's personal information with anyone else. We guarantee complete privacy.

This site gives users the following options for removing their information from our database and to not receive future communications or to no longer receive our service. You can send an e-mail to support@casino-on-line.com.

Please e-mail us at info@palancarcasinos.com to change any information on your account. For your protection, the e-mail address must watch the one used upon sign up. Contacting the Casino If you have any questions about this privacy statement, the practices of this site, or your dealings with this Web site or Casino. Please contact us by e-mail at support@casino-on-line.com.

Withdrawal Options:

Redemption requests are processed every Monday, and must be received by Sunday at 12:01AM, U.S. Eastern Time in order to be processed that day. Requests received after that time will be processed the following week. You are allowed one redemption per week.

Credit Card:
There is no minimum amount, no charge. The requested amount is credited directly back to your credit card account.

Payments are made by first crediting the maximum amount possible to your credit card. Additional winnings will be sent by bank check or bank wire, subject to the fees listed below. If you made your original deposit(s) with a credit card, we will credit the withdrawal amount back to that same card as long as that amount does not exceed the TOTAL amount charged to Palancarcasinos.
Please Note: We can only credit back to the same card(s) used to make the deposit(s) to your casino account. The credit(s) will appear in your credit card account in approximately 5 - 10 business days.

Check Fee:
Every player is entitled to one FREE withdrawal check a month. For additional checks there is a $15 check printing fee, that will be automatically deducted from your winnings.

Overnight Delivery:
For checks over $500 overnight delivery is FREE. If the check amount is under $500 the following rush delivery charges apply

• $40 to Europe and Africa
  
• $50 to the Asia-Pacific region
  

It will take from one to three days to receive your check depending on where you live. The overnight fee will be deducted from your winnings. If your winnings don't reach the check printing fee plus the overnight delivery fee it will automatically be sent by AIR-MAIL.

Regular Mail:
Sending your winnings by regular mail is FREE. Delivery takes 3-14 days depending on the postal service in your country. If you don't request overnight delivery, your check is mailed by regular mail.

Verification Information:
For our mutual protection and security, Palancarcasinos requires the following identity verification information to process any redemption of $500 or more, or any check of $200 or more:

• a legible notarized photocopy of a valid driver's license, passport, or other government issued ID
  
• a legible photocopy of a recent statement from the credit card your initial purchase was made with
  
• a copy of any utility bill showing the same address as the player's sign up form
  
• Your completed CREDIT CARD AUTHORIZATION FORM (.txt)

Please FAX your documents to:    416.588.5425

Free Bonus Regulations:
Players CANNOT cash out their FREE promo bonus, it must be played, however they can cash out any of their winnings. Wagers made on Roulette or Black Jack will not count towards the minimum level of play. There's a $100 FREE BONUS limit. Even if you wire $5,000 to us, the maximum bonus is $100.